Quiz Bahasa Inggris Niaga

Quiz 1

(Text: “Why a Brand Matters”) What is the topic of the text?

A.    The quality of well-branded products

B.    The promises made by the brand

C.    The “me” appeal

D.    The value of a brand

 

(Text: “Why a Brand Matters”) Why is a brand a promise?

A.  The brand promises you the product.

B.  It inspires you to buy the product.

C. You know what you are going to get by buying the product.

D. It is appealing.

 

(Text: “Why a Brand Matters”) Why did the author mention several top brands?

A.  To provide examples of well-branded products.

B.  To show promises made by the brand.

C. To convey the important functions of the products.

D. To reveal the uniqueness of the products.

 

(Text: “Why a Brand Matters”) What is meant by “me” appeal?

A.  Brands allow consumers to communicate to others the type of person they are..

B.  The person using the brand is special.

C. Brands attract people to buy them.

D. The brand promises the person certain attributes.

 

(Video: “What is Branding?”) Why do certain brands become outstanding brands?

A.  The brands are designed based on both the designer’s and consumers’ perceptions.

B.  The designers design the brands based on people’s perceptions and feelings.

C. The designers are interested in the designing of brands.

D. The brands are designed only based on books and galleries.

 

(Video: “What is Branding?”)The speaker mentions three characteristics of great brands. He mentions that they

A.  are perfected by their skills over the years.

B.  see the trends that keep the genius going.

C. connect, resonate and spread like wildfire.

D. consist of harmony, beauty and color.

 

Quiz 2

(Text: Predatory Pricing) What do companies do to dominate the market?

a.   They offer goods or services at almost the same price as their competitors

b.   They open new competing companies.

c.   They offer goods or services at a much lower price than their competitors.

d.   They dominate their competitors companies..

 

(Text: Predatory Pricing) According to the text what should a company do to be able to compete in the market?

a.   Price its products or services equally low as that of the competitors.

b.   Convince the market that the prices of their products or services are the least expensive.

c.   Maintain and sustain the price of the products or services above that of their competitors.

d.   Open a new competing business offering goods and services.

 

(Text: Predatory Pricing) What could the Amazon pricing model do to the publishing industry?

a.   It could make the other publishing companies competitors.

b.   It could offer its services to the publishing industry.

c.   It could put the publishing industry at risk.

d.   It could dominate one publishing company.

 

(Text: Predatory Pricing) Why are some experts’ concerned about Amazon selling its’ products at a very low price?

a.   It may pay authors a very small amount of money for their works.

b.   It does not have to charge for shipping.

c.   It may cause anxiety among authors and publishers.

d.   It may become a powerful online retailer.

 

(Video: Predatory Pricing) Why is Predatory Pricing illegal under antitrust law?

a.   It drives companies to start a price competition.

b.   It makes the market more vulnerable to monopoly.

c.   It causes prices of products to become low.

d.   It makes companies engage themselves in a variety of activities.

 

(Video: Predatory Pricing) How do companies drive out competitors?

a.   They reassure competitors that lowering prices is not a deliberate act.

b.   They deliberately create price competition.

c.   They create barriers to entry for new competitors.

d.   They make price war a beneficial strategy.

 

Quiz 3

(Text: Environmental Economics) What is the topic of the text?

a.   Human’s needs

b.   Sustainable resources

c.   The loss of environmental sources

d.   Environmental economics management

 

(Text: Environmental Economics) Why must both resources and human needs and wants be managed?

a.   It is to address human’s needs and wants.

b.   Environmental resources have limits.

c.   It is difficult to satisfy human needs and wants.

d.   All human needs and wants should be fulfilled.

 

(Text: Environmental Economics) Why is it difficult to fulfill all human needs and wants?

a.   There are not many resources left.

b.   Human needs and wants vary.

c.   The life-span of humans is mostly long.

d.   The resources are very expensive

 

(Text: Environmental Economics) Which is the significance of metals written in the text?

a.   To be used as raw materials for cars

b.   To be used as fuels in industries

c.   To keep metabolism working

d.   To help flush out bodily waste

 

(Video: Environmental Economics) Why did environmentalists declare that there is a planetary emergency?

a.   The high level of CO2 causes climate change.

b.   Fossil fuels had become the main energy sources.

c.   International communities do not care about the environment.

d.   The high pricing of renewable sources

 

(Video: Environmental Economics) What is the purpose of providing price incentives?

a.   To encourage individuals to make better decisions for the environment.

b.   To ensure that the technologies that government picks will be cost effective.

c.   To ban industries from using fossil fuels

d.   To help the government military funding

 

Quiz 4

(Text: Financial Intermediary) What is the main role of a Financial Intermediary?

a.    It keeps funds from parties with excess funds.

b.    It protects the funding sources.

c.    It connects lenders and borrowers.

d.    It handles financial transactions between banks.

 

(Text: Financial Intermediary) Which of the following is not a Financial Intermediary?

a.   Mutual Funds

b.   Commercial banks

c.   Insurance Company

d.   A credit counselor

 

(Text: Financial Intermediary) Financial Intermediaries that make loans available for borrowers are:

a.   Finance companies

b.   Social institutions

c.   Educational institutions

d.   Activity institutions

 

(Text: Financial Intermediary) Which of the following is carried out by financial intermediaries?

a.   They raise their own money.

b.   They directly lend money to borrowers.

c.   They channel funds to lenders.

d.   They facilitate borrowing.

 

(Video: Financial Intermediary) Why do we need financial intermediaries?

a.   They help retirees to build a businesses.

b.   They invest in education and housing.

c.   They help connect lenders and lenders.

d.   They help to facilitate the different needs of lenders and borrowers at different times.

 

(Video: Financial Intermediary) How did Howard Schultz build Starbucks into a global brand?

a.   He used the service of a financial intermediary to save money and raise capital.

b.   He used the services of several different types of financial intermediaries.

c.   He raised his own capital.

d.   He used the services of only one financial intermediary.

 

Quiz 5

(Text: Frictional Unemployment) When does Frictional Unemplyment happen?

a.   When there is technological change.

b.   When workers are transitioning between jobs.

c.   When there is an oversupply of jobs.

d.   When there is a decrease in demand.

 

(Text: Frictional Unemployment) Which of the following is not an example of frictional unemployment?

a.   A worker who has no job because he lacks the skills needed.

b.   A worker leaves his current job to find a higher paying job.

c.   A college graduate who has to find his first job after graduating.

d.   A worker who is searching for another job nearer to the spouse’s job.

 

(Text: Frictional Unemployment) Why does frictional unemployment drop during recession?

a.   Workers are worried that they might not find new jobs.

b.   More workers are moving toward better positions.

c.   Workers choose to remain unemployed for particular reasons.

d.   Workers know there will be better jobs for them.

 

(Text: Frictional Unemployment) How does frictional unemployment benefit the economy?

a.   Companies can pay workers with a minimum wage.

b.   It allows companies more opportunities to find qualified workers.

c.   It helps business cycle.

d.   Companies do not have to pay workers who are laid off.

 

(Video: Frictional Unemployment) Which of the following statements describe frictional unemployment?

a.   It is continuously present.

b.   It causes many jobs being created.

c.   It is very dynamic.

d.   It causes many jobs being lost.

 

(Video: Frictional Unemployment) Which of the following reasons is not mentioned for people quitting their jobs?

a.   Lacking the skills needed.

b.   Finding new opportunities

c.   Going back to school

d.   Getting new jobs

 

Quiz 6

(Text: Intangible Assets) Which of the following is not considered as an intangible asset?

a.   Brand-name

b.   Trademarks

c.   Copyrights

d.   Stocks

 

(Text: Intangible Assets) Why does brand-name recognition matter?

a.   It gives clear information on the balance sheet.

b.   It enables company to create a market monopoly.

c.   It makes an easier way for a business to create a mailing list.

d.   It gives an impact on generating sales.

 

(Text: Intangible Assets) Which of the following is considered true according to the text?

a.   A company’s purchase price is often above the book value of assets.

b.   A company’s brand name is a definite intangible asset.

c.   A business is not able to acquire intangibles.

d.   Indefinite life intangible assets are amortized.

 

(Text: Intangible Assets) What is the main idea of the second paragraph?

a.   The value of an intangible asset

b.   The company’s contractual claims.

c.   The classification of an intangible asset

d.   The importance of brand-name recognition

 

(Video: Intangible Assets in Financial Accounting) What is the second requirement to be an intangible asset according to the video?

a.   It is actively used in operations

b.   It must have a higher pricing

c.   It is not a financial instrument

d.   It should cost more than the company value

 

(Video: Intangible Assets in Financial Accounting) Which of the following is an intangible asset according to the videos?

a.   Goodwill

b.   Lands

c.   Inventory

d.   Machinery

 

Quiz 7

(Text: Public Good) Why did economists refer to public goods as nonexcludable?

a.   Its intended function is beneficial only for the government.

b.   It is not possible to provide without being available for many people.

c.   It should be used by certain groups of people.

d.   The availability will not be reduced as people utilize it.

 

(Text: Public Good) What is the main idea of the third paragraph?

a.   The definition of public goods.

b.   The benefit of public goods.

c.   The problem after public goods is provided.

d.   The characteristics of public goods.

 

(Text: Public Good) What is meant by “free-rider problem”?

a.   A problem when a person pays others’ taxes on their behalf.

b.   A problem when government forces to increase taxes to upgrade the provision.

c.   A problem when a person does not pay their taxes but still utilizes the public goods.

d.   A problem where it is not necessary for a person to not pay their taxes.

 

(Text: Public Good) When can we consider a public good to be excludable?

a.   When only certain groups of people can consume it.

b.   When the “free-rider” can make use of the goods.

c.   When the nominal cost creates a low hindrance to consume the goods.

d.   When it is free from any nominal cost.

 

(Video: The Differences Bewteen Public Goods and Private Goods) What are things that are non-rivalrous but excludable called?

a.   Club goods

b.   Public goods

c.   Private goods

d.   Common goods

 

(Video: The Differences Bewteen Public Goods and Private Goods) What does excludability describe according to the video?

a.   How time-consuming it is to acquire the goods

b.   How expensive it is to supply something to another persol

c.   How uncomplicated it is to maintain the goods

d.   How easy or hard something is to be accessed

 

Quiz 8

(Text: Redlining) Why is redlining considered to be an unethical practice?

a.   It does not deny loans to residents based on race and ethnicity.

b.   It prohibits discrimination against residents of a minority neighborhood.

c.   It is a practice that is based on discrimination.

d.   It does not consider the creditworthiness of an individual.

 

(Text: Redlining) What is “redlining” based on?

a.   It is based on where the whites lived.

b.   It is based on whom lenders will give loans to.

c.   It is based on how lenders would literally draw a red line on a map around the neighborhoods they would not invest in based on demographics

d.   It is used to exclude neighborhoods or regions on the basis of geological factors.

 

(Text: Redlining) In the practice of red lining who would the lenders prefer to make loans to?

a.   Middle or upper-income African Americans

b.   Lower-income whites

c.   Lower-income African Americans and whites.

d.   Upper income African Americans

 

(Text: Redlining) Which of the following is one example of redlining practice that still happens at present.

a.   Imposing higher rates for products and services on some neighborhoods.

b.   Giving mortgage to the whites as they do to the African Americans.

c.   Making loans to residents of minority neighborhoods.

d.   Making investments on inner city neighborhoods.

 

(Video: Redlining) What is not much talked about concerning forces shaping Denver’s neighborhood?

a.   Practice of discrimination

b.   Gentrification

c.   Housing prices

d.   Development

 

(Video: Redlining) What are the undesirable elements in the red areas mentioned that made the federal government would not lend in?

a.   Unemployment, ethnic residents and crime

b.   Failure to repay loans, unemployment and crime

c.   Racial and ethnic residents

d.   Community of colors and crime

 

Tes Sumatif

 

Why is a brand considered as a promise?

a.   It creates emotional bond with its customers.

b.   It is the company’s way of communicating what it stands for.

c.   It provides direction and purpose for the target customers and audience.

d.   It is what a company claims to be and what it pledges to deliver to its target customers and audience.

 

How do companies drive their competitors out of business by employing predatory pricing strategy?

a.   They offer their goods at a price far below the market rate.

b.   They make markets vunerable to monopoly.

c.   They provide short term benefits of low prices for consumers.

d.   They eliminate competition among companies

 

What is the role of financial intermediaries?

a.   They pool the small savings of individual investors and enable a bigger investment fund.

b.   They facilitate the chanelling of funds between lenders and borrowers.

c.   They offer specialist advice on the intricacies of the financial market.

d.   They particularly finance socially and economically depressed people by providing loans for them.

 

Which of the following is not a financial intermediary?

a.   CommercialBanks

b.   Pension Fund

c.   Currency Exchange Firms

d.   Credit Unions

 

What is frictional unemployment?

a.   It is a typr of unemployment that is associated with a variety of costs from economic to personal health issues.

b.   It is a type of unemployment that arises when workers are searching for new jobs or are transitioning from one job to another.

c.   It is a type of unemployment caused by changes in the economy.

d.   It is a type of employment that answers to the challenges of globalisation and free trade.

 

What is the cause of frictional unemployment?

a.   The workers quit their jobs in search of better opportunities.

b.   There is a mismatch between the unemployed and available jobs.

c.   There is a termination of a contract with the workers.

d.   There is an absence of demand for a certain type of worker.

 

When can intangible assets be said to be infinite?

a.   When they have an expected useful life that is limited in nature.

b.   When they can be worn out but can be fully used up.

c.   When they become worthless after a certain amount of time.

d.   When there is no limit for how long it can be an asset.

 

Which of the following statements does not describe intangible assets?

a.   Assets that are measurable and are used in a company’s operations.

b.   Assets that do not have physical value.

c.   Assets that are expected to generate economic returns for the company in the future

d.   Assets that show up on the balance sheet if thay have been acquired.

 

Which of the following is not a public good?

a.   Environment

b.   National security

c.   Higher education

d.   Public roads

 

How would redlining be defined?

a.   Practices that is only interested in making large dollar loans.

b.   Practices of revitalizing poor or troubled neighborhood

c.   Discriminating practices existed in the banking and insurance industries

d.   Services that provide financial aid based on an individual’s credit history.

 

Finis